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CERTIFICATE OF DEPOSIT (CD) ACCOUNTS
FIXED RATE ACCOUNT
NON-RENEWAL - ACCOUNT WILL NOT AUTOMATICALLY RENEW AT MATURITY. IF YOU DO NOT RENEW, INTEREST WILL NOT BE PAID AFTER MATURITY.
| MINIMUM BALANCE TO OPEN |
$1,000.00 |
| THE ANNUAL PERCENTAGE YIELD ASSUMES INTEREST REMAINS ON DEPOSIT AND THAT A WITHDRAWAL WILL REDUCE EARNINGS. |
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| PENALTY: |
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| EARLY WITHDRAWAL PENALTY <OR =12 MO |
1 MO. INT. |
| EARLY WITHDRAWAL PENALTY >12 MO |
3 MO. INT. |
| RENEWAL POLICY: |
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| RENEWAL - AUTOMATIC RENEWAL AT MATURITY - YOU HAVE TEN (10) CALENDAR DAYS AFTER MATURITY TO WITHDRAW THE FUNDS WITHOUT PENALTY. |
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CERTIFICATE OF DEPOSIT (CD) ACCOUNTS
VARIABLE RATE ACCOUNT
VARIABLE
VALUE CD
OR IRA CD |
$ 1,000.00 |
1-5 YEARS * |
VARIABLE VALUE CD FOR MINORS |
$ 100.00 |
1-5 YEARS * |
* DETERMINED BY THE CUSTOMER WHEN ACCOUNT IS OPENED.
SUPER VALUE CD |
$ 25,000.00 |
ONE YEAR |
SUPER VALUE CD |
$ 25,000.00 |
TWO YEARS |
| PENALTY: |
|
| EARLY WITHDRAWAL PENALTY <OR =12 MO |
1 MO. INT. |
| EARLY WITHDRAWAL PENALTY >12 MO |
3 MO. INT. |
| RENEWAL POLICY: |
|
| AUTOMATIC RENEWAL AT MATURITY: YOU HAVE TEN (10) CALENDAR DAYS AFTER MATURITY TO WITHDRAW THE FUNDS WITHOUT PENALTY. |
| NON-RENEWAL - ACCOUNT WILL NOT AUTOMATICALLY RENEW AT MATURITY. IF YOU DO NOT RENEW, INTEREST WILL NOT BE PAID AFTER MATURITY.
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INDIVIDUAL RETIREMENT ACCOUNT (IRA)
FIXED RATE ACCOUNT
| TRADITIONAL - MINIMUM BALANCE TO OPEN |
$100.00 |
| ROTH – MINIMUM BALANCE TO OPEN |
$1,000.00 |
| THE ANNUAL PERCENTAGE YIELD ASSUMES INTEREST REMAINS ON DEPOSIT AND THAT A WITHDRAWAL WILL REDUCE EARNINGS. |
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| PENALTY: |
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| EARLY WITHDRAWAL PENALTY |
1 MO. INT. |
| RENEWAL POLICY: |
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| AUTOMATIC RENEWAL AT MATURITY: YOU HAVE TEN (10) CALENDAR DAYS AFTER MATURITY TO WITHDRAW THE FUNDS WITHOUT PENALTY. |
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